Question 1

What are the notary fees when buying an apartment?

Accepted Answer

Notary fees are typically around 0.45% of the transaction amount. For example, buying an apartment for 150,000 EUR costs about 675 EUR in notary fees. The minimum fee is about 50 EUR.

Question 2

How much does property registration cost?

Accepted Answer

Standard registration costs about 40 EUR, urgent registration about 75 EUR. Standard processing takes 1-3 business days, urgent processing takes 1 day.

Question 3

Are real estate agent fees mandatory?

Accepted Answer

Agent fees are not mandatory — you can buy without an intermediary. If you use an agent, fees typically range 2-4% of the property price. Often the seller pays the commission.

Question 4

What are the ongoing monthly costs of owning an apartment?

Accepted Answer

Beyond mortgage payments, you need to pay property insurance (~150 EUR/yr), maintenance fees (~80-150 EUR/mo), repair fund contributions, and utilities. Total depends on apartment size.

Expense	Amount	%
Apartment Price	€150 000	—
Notary Fee	€675	0.4%
Registry Center	€75	0.1%
Mortgage Agreement Fee	€383	0.3%
Property Appraisal	€200	0.1%
Property Insurance (1 year)	€150	0.1%
Moving	€300	0.2%
Additional Expenses	€1 783	1.2%
Total Price	€151 783	101.2%

Purchase Costs

Property Details

Additional Costs

Cost Structure

Cost Summary

Monthly Ownership Costs

Frequently Asked Questions